On the 12th way of Christmas funding

On the 12th way of Christmas funding,
Sterling could source for Santa

Business Angels

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Santa Enterprises are anticipating increased gift production and want to build a new workshop. Happily one of the Elves bumped into Johnnie M at a networking event (haven’t we all) and got one of Sterling’s Property Specialists on the case, a “Rotton” experience it was not.

 

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 11th way of Christmas funding

On the 11th way of Christmas funding,
Sterling could source for Santa

Development Finance

day11-small

Santa Enterprises are anticipating increased gift production and want to build a new workshop. Happily one of the Elves bumped into Johnnie M at a networking event (haven’t we all) and got one of Sterling’s Property Specialists on the case, a “Rotton” experience it was not.

 

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 10th way of Christmas funding

On the 10th way of Christmas funding,
Sterling could source for Santa

MBO Funding

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As you can imagine Father Christmas is getting on and looking at retiring (well maybe hanging on in for a consultancy and of course the glory bit on 24th December).  Fear ye not, put aside that mighty dread, Christmas is safe as Santa’s Elves have decided that they want to takeover the running of Santa Enterprises as an MBO.
The Elves have long experience of the business, which delivers excellent results year on year (many happy customers) so we are delighted to be engaged by them to source the funding. To be fair Santa’s fairly relaxed about the whole thing and he’s leaving a slug of deferred in for a few hundred years.

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 9th Way of Christmas funding

On the 9th way of Christmas funding,
Sterling could source for Santa

Elfcare Funding

day9-small Santa Enterprises intend to buy a Care Home for the ageing members of the Elf workforce.
Our Elfcare funding specialist “Stevie D” has just returned from Lapland with Santa’s instruction to arrange finance for the Care Home. Santa’s FD Teresa Green’s eyes lit up like a Christmas tree when Stevie outlined the deals he could secure. She was delighted to see his appetite to deliver a great deal matched his appetite for her tasty mince pies!

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 8th way of Christmas funding

On the 8th way of Christmas funding,
Sterling could source for Santa

Renewables Funding

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Santa Enterprises use a lot of energy to produce millions of gifts, spending a fortune on Coal, Gas and Electricity. Santa would like to be greener and do his bit for the environment. With this in mind last spring, his planning period, we were outlining how we might source funding for a bio digester.  It would be a good way of disposing of all the Reindeer poo from Dasher, Dancer, Prancer, Vixen, Comet, Cupid, Donner, Blitzen and Rudolph and get rid of all the surplus mince pies and other left over Christmas goodies.

 

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 7th Way of Christmas funding

On the 7th way of Christmas funding,
Sterling could source for Santa

Peer to Peer Funding

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Crisis!  The big day approaches and a computer glitch at a well-known credit reference agency.  The usual credit lines are closed and hundreds of Santa “Stops”, where the Reindeer are refuelled, demand upfront payment. What to do?  Understandably Santa has maxed out his credit card and he’s used up the excess facility at the Bank. A call to Sterling Capital and we arranged a Peer to Peer Loan where a loan crowd funded by Mums, Dads, family and friends will help fund Christmas.
Problem solved and when cash flow sorts itself out he can repay without penalty.

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 6th way of Christmas funding

On the 6th way of Christmas funding,
Sterling could source for Santa

Property Finance

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With the global population growing by 75million annually, Santa Enterprises needs to increase gift production however there’s a shortfall in warehouse space and the Company needs to expand. Ring those handbells, you guessed it, Sterling Capital stepped in with a funding package including a remortgage to ensure the warehouse extension is completed in time for Christmas 2017.

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 5th way of Christmas funding

On the 5th way of Christmas funding,
Sterling could source for Santa

Asset Finance

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Sleighs do last forever of course but Santa Enterprises also has to move with the times. Twin challenges of increased capacity combined with having to deliver a heavier load with the same amount of rp (rp – Reindeerpower) required a new sleigh.  As you can imagine quite an outlay especially when specced up with modern sonar and LED lights (to reduce the reliance on Rudolph’s nose).
Luckily Santa had our number and we were able to introduce him to SAF (specialist Sleigh Asset Finance) who were able to magically term the facility over an indefinite period but with no penalty for early repayment. This particular deal was a one off, but we remain close to the market to be aware of similar schemes as they arise.

 

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 4th way of Christmas funding

On the 4th way of Christmas funding,
Sterling could source for Santa

Stocking Loan

day4-small

With the production of gifts well under way Santa still needed to buy yet more stock, but sadly cashflow was tight. Fortunately for the boys and girls, Sterling Capital secured funding to purchase more toys with a facility that enabled him to hold them as stock noting that delivery wouldn’t be until 24th.

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas

On the 3rd way of Christmas funding

On the 3rd way of Christmas funding,
Sterling could source for Santa

Purchase Finance

day3-small

With millions of Christmas presents to wrap Santa Enterprises will use miles and miles of wrapping paper and needs to start the wrapping production line early.
Again Sterling stepped in and arranged 120 days credit with a Purchase Finance to buy the rolls of wrapping paper on behalf of Santa. Crisis averted – phew!

Sterling Capital Reserve Limited is a broker and not a lender
and is authorised and regulated by the Financial Conduct Authority

Remember funding isn’t just for Christmas